If you rent your home, your landlord is responsible for ensuring your heating system. If you’re a homeowner, however, it’s up to you to secure the appropriate coverage. Corgi Home Plan shares how to get the best coverage for your boiler.
If you have an older boiler, it can be more difficult to find coverage. Some policies will only cover boilers that are less than seven years old. It can be very difficult to cover a boiler that’s more than 15 years old.
If your boiler is fairly new, you should check the warranty or guarantee from the manufacturer. You may already have replacement coverage. It’s common for warranties to last for about 2 years, but some manufacturers have a shorter or longer coverage period. You should be aware that there are likely to be conditioned to this coverage and that your coverage may be limited.
It’s best to read the fine print and look over your paperwork closely. From there, you can decide on the option that best suits your needs.
How Much Will It Cost to Cover My Boiler?
There are a number of factors that can impact what you pay for boiler coverage. It’s important to remember that there are different kinds of central heating systems. In addition to the type of boiler you use, your costs will be impacted by your location, the age of the boiler, and the size of the home that you live in.
It’s common for coverage to be limited. Your coverage may be capped at a certain amount. If you opt for a less expensive policy, you may have limits on the number of claims you can make each year. Because of that, you’ll want to look through your benefits closely. Compare your options and find a level of coverage that you’ll be comfortable with.
Finding the Right Type of Coverage
Many boiler issues occur because the boiler hasn’t been properly maintained. To prevent those kinds of problems, look for a plan that covers the cost of yearly servicing. The cost of maintaining a boiler is much less than the cost of repairs.
While there are plans that will cover your boiler and nothing else, there are also plans that cover the entire central heating system. Check every plan and take the time to compare your options. You may not have to pay much more to cover your entire system.
You’ll also want to see when your coverage starts. In some cases, there will be a period at the start of the plan when you can’t make claims. This period could last anywhere from two weeks to a month. These restrictions are in place to keep homeowners from seeking coverage after their boiler has already broken down.
Another option you may want to look for is a 24-hour helpline. This ensures that you’ll always be able to get assistance in an emergency. You should also check to see what kind of emergency coverage is available.
Deciding On Your Best Option
You may be able to purchase boiler coverage from your utility company. While bundling coverage can make things easier for you, it could also lead to higher costs. It’s best to compare a variety of options. Look at the cost of policies and the coverage that they provide.
Make sure that you get the coverage you need at a price that’s affordable for you.
Having coverage for your boiler can help you to rest easy. Replacing a boiler can be very expensive. If you have coverage, you’ll be protected if your boiler breaks down.
With a range of options available, you’ll want to make sure you compare your different choices. Choosing the right plan will provide you with better benefits. Remember, the cheapest option isn’t always the right choice. You’ll want to make sure that any plan you’re paying for will actually meet your needs.